Client Stories
Trusted by Clients, Proven by Results
Behind every portfolio is a personal story. The Wall of Impact showcases real clients who’ve experienced life-changing results through EXO’s advice—proof that great guidance goes far beyond numbers. Explore powerful testimonials in words and video, and see how trust, clarity, and care have made all the difference.
FC: Shayne Teo, Senior Manager, Advisory
Client: Ho Chuan, Assoc. Director of MNC, Ex-Navy Commanding Officer (right)
Shayne is a trusted friend & I appreciate his advice tremendously. From the first time we met, he wasn’t pushy, and he was sincere. He has shown countless times that he truly cares about his clients through his follow ups and taking your preferences into account. With his approach, he has helped me reduce my premiums by 62% and increased my coverage by 400%. I have introduced most of my best friends and my family to him as well (including Marc, who is in the photo on the left).
FC: Phan Yen Ling, Practice Mentor
Client: Tan Bee Suan, Community Nurse
My biggest challenge before meeting Yen Ling was that I wasn’t clear on how to plan for financial security and was also confused by the various plans available in the market. I’m glad that I met Yen Ling with an open mind, and the biggest takeaway for me was reviewing my current financial allocation and planning for a secure future. I think Yen Ling is excellent because she is responsible, provides clear explanations, and assesses my understanding of the information provided. Thank you so much, Yen Ling, for guiding me on my financial journey!
FC: Ng You Jun
Client: Nicole Tan | Analyst at Barclays
I was feeling really lost when it came to understanding what types of insurance I’d need, but working with You Jun made all the difference. She's incredibly patient, knowledgeable, and always willing to explain things in a way that’s easy to grasp. What I appreciated most was how helpful she was without ever making me feel pressured to commit. She genuinely wanted me to understand my options and make decisions I was comfortable with. I'm truly grateful for her support and guidance.
FC: Rachael Lim, Practice Mentor
Client: Min Yan | Marketing Manager
Rae was strongly recommended by a close friend, a long-time client who experienced her track record. Having a financial advisor like her better aligns my plans with my overall goals and provides options. She maximised my dollars for insurance & investments, helping me increase coverage at ~72% better value than market, have up to ~58% increase compared to previous retirement investments, yet still have funds for property and enjoying travels now. It feels like a major upgrade to my financial planning, a solid 2.0 version."
FC: Leow Kai Ching, Financial Consultant
Client: Tan Bee Suan, Community Nurse
I was referred to Kai Ching by a friend, and I’m so glad I took the step to reach out. Before working with her, I had money sitting idle with no real plan on what to do with it. There was so much information online about managing finances, but it felt overwhelming. After meeting Kai Ching, she guided me through with patience and clarity. What used to feel vague and confusing now feels structured, intentional, and aligned with my life.
She helped me:
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Get clear on my financial goals and structure a plan to reach them
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Understand where my money should go and why
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Break down complex topics like investments and insurance using visualisation tools, excel sheets, and drawings
Thanks to her, I feel a lot more confident and in control of my finances than I was just six months ago!
FC: Chua Meng Yong
Client: Thaddeus Tan | Student
Before meeting Meng Yong, I had an adviser previously and had some policies that my parents got for me but I still felt the lack of clarity in my planning and wasn’t sure that my portfolio is suitable for me. That changed completely after just a few sessions with him. I felt that as compared to other advisers that I’ve talked to, he offered great perspectives and help me achieve my goals earlier.
Meng Yong helped optimize my existing portfolio by:
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Saved me $16,000 on insurance
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Providing me an upfront gain of $48,000
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Reduced the potential charges significantly
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He also helped me develop an investment strategy that can potentially:
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Generate me $70,000/year of passive income @ 60 years old
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Allow me to achieve financial freedom and retire 10 years earlier
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Provide me with an option to travel around the world in my 30s with $7,200/year of passive income
After meeting Meng Yong, he gave me a peace of mind, and I felt empowered in my planning rather than confused. I have since referred him 9 of my friends including my parents! If you are feeling unsure about your financial direction, having a chat with him will be one of the best decisions you will ever make!
